Care Cost in Georgia
2026 average monthly costs for assisted living, nursing homes, memory care, home care, and adult day services in Georgia.
Monthly Care Costs
Home Care
$6,101/mo
$73,212 per year
Home care services in Georgia include personal care aides and home health aides who help seniors age in place with assistance for bathing, meals, and mobility. In-home caregivers in Georgia offer a flexible alternative to facility-based care.
Adult Day Care
$1,950/mo
$23,400 per year
Adult day care programs in Georgia offer structured daytime activities, socialization, and health monitoring — providing essential respite for family caregivers. Adult day services in Georgia are among the most affordable long-term care options available.
Assisted Living
$5,300/mo
$63,600 per year
Assisted living facilities in Georgia provide personal care, meals, and medication management for seniors who need daily support but not round-the-clock medical attention. Assisted living costs in Georgia typically cover a private room, housekeeping, and access to social activities.
Memory Care(Est.)
$6,600/mo
$79,200 per year
Memory care facilities in Georgia provide specialized support for seniors with Alzheimer's disease and other forms of dementia. These secured communities offer structured routines, cognitive therapies, and 24-hour supervision. Memory care costs in Georgia are estimated at approximately 1.25× the assisted living rate.
Nursing Home (Semi-Private)
$8,821/mo
$105,852 per year
Skilled nursing facilities in Georgia offer 24-hour medical supervision, rehabilitation therapy, and long-term care for seniors with complex health needs. Nursing home costs in Georgia reflect round-the-clock licensed nursing staff and specialized medical equipment. This rate reflects a semi-private room.
Nursing Home (Private Room)
$9,429/mo
$113,148 per year
A private room in a Georgia nursing home offers greater privacy and comfort for residents requiring 24-hour skilled nursing care. In Georgia, a private room costs about 7% more than a semi-private room (the 2025 CareScout Cost of Care Survey).
How costs vary across Georgia
Atlanta's care market combines a broad choice of facilities with higher costs, especially across Fulton, DeKalb, Gwinnett, and Cobb counties. Savannah and Athens offer different coastal and university-community options, while Augusta's care landscape includes a VA medical center. Macon and Columbus generally offer less expensive alternatives. In rural south Georgia, a smaller provider network can make location as important as price. Families should compare travel requirements and local service availability alongside the possibility of receiving support at home.
Read the full Georgia planning guideAnnual Cost Breakdown
| Care Type | Monthly | Annual | National Avg | Difference |
|---|---|---|---|---|
| Home Care | $6,101 | $73,212 | $6,673 | -9% |
| Adult Day Care | $1,950 | $23,400 | $2,058 | -5% |
| Assisted Living | $5,300 | $63,600 | $6,200 | -15% |
| Memory Care(Est.) | $6,600 | $79,200 | $7,800 | -15% |
| Nursing Home (Semi-Private) | $8,821 | $105,852 | $9,581 | -8% |
| Nursing Home (Private Room) | $9,429 | $113,148 | $10,798 | -13% |
Source: CareScout 2025 Cost of Care Survey (released March 2026)
Cost Projections
Estimated future monthly costs based on a 3% annual care cost inflation rate.
| Care Type | Today | In 5 Years | In 10 Years |
|---|---|---|---|
| Home Care | $6,101 | $7,073 | $8,199 |
| Adult Day Care | $1,950 | $2,261 | $2,621 |
| Assisted Living | $5,300 | $6,144 | $7,123 |
| Memory Care(Est.) | $6,600 | $7,651 | $8,870 |
| Nursing Home (Semi-Private) | $8,821 | $10,226 | $11,855 |
| Nursing Home (Private Room) | $9,429 | $10,931 | $12,672 |
* Projections are estimates based on historical care cost inflation trends. Actual costs may vary.
Total Cost of Care Over Time
Cumulative cost if care begins today, including 3% annual inflation. These totals show what families in Georgia can expect to pay over multi-year care periods.
| Care Type | 3 Years | 5 Years | 10 Years |
|---|---|---|---|
| Home Care | $226,291 | $388,692 | $839,294 |
| Adult Day Care | $72,327 | $124,234 | $268,255 |
| Assisted Living | $196,581 | $337,661 | $729,103 |
| Memory Care | $244,799 | $420,484 | $907,939 |
| Nursing Home (Semi-Private) | $327,178 | $561,983 | $1,213,475 |
| Nursing Home (Private Room) | $349,729 | $600,718 | $1,297,115 |
* Cumulative totals assume continuous care starting today with 3% annual inflation compounding each year.
Calculate Your Georgia Care Costs
Model different care scenarios with adjustable duration and inflation
Calculate Your Georgia Costs
State-specific data · Inflation projection · Total estimate
Use the sliders below to adjust years, inflation, and projection period
Not sure how long you'll need care? Get full insights into when you may need care, what kind, and for how long — personalized to your health and finances.
Your Cost Estimate
Today's Monthly Cost
$9,429/mo
NH Private Room · Georgia
Monthly Cost Today
$9,429/mo
3% inflation · 3 years of care
Don't rush to sell the home
Bridge loans, HELOCs, and reverse mortgages can fund care without selling.
Care costs rise 3–5% annually
Factor long-term inflation into all planning models.
Medicaid lookback is 5 years
Planning must begin well before care is needed to protect assets.
Source: CareScout 2025 Cost of Care Survey (updated March 2026)
* AK NH Private Room: A Place For Mom. ADC — DE: Genworth; DC: PayingForSeniorCare; ID: MedicaidLongTermCare.org; SD: Genworth; VT: VT Adult Services Div.; WV: CareCostIndex.com.
Key Insights for Georgia
Updated October 2026Assisted living in Georgia costs $5,300/month in 2026 — 15% below the national median of $6,200.
A semi-private nursing home room in Georgia runs $8,821/month, 8% below the national median of $9,581.
In-home care in Georgia averages $6,101/month for roughly 44 hrs/week ($32/hr) — 9% below the national median.
The most affordable long-term care option in Georgia is adult day care at $1,950/month.
Memory care in Georgia runs about $6,600/month — roughly 25% above the assisted living rate, the typical industry markup (CareScout does not publish memory care data separately).
A private nursing home room in Georgia costs $9,429/month — 13% below the national median of $10,798.
Medicaid in Georgia can cover nursing home care for applicants under the $2,982/month income limit (2026); see the Georgia Medicaid guide for asset rules.
How to Pay for Long-Term Care in Georgia
Families in Georgia have several options to help cover the cost of senior care.
Georgia Medicaid
Georgia Medicaid is administered by the Georgia Department of Community Health (DCH).
- Community Care Services Program (CCSP): Offers care at home, in personal care homes, and through adult day services, with options to choose a caregiver.
- Service Options Using Resources in a Community Environment (SOURCE) Waiver: Provides services similar to CCSP through the Elderly and Disabled Waiver Program for people eligible for SSI.
Georgia requires a Miller Trust (Qualified Income Trust) if your income is over the limit for nursing home or waiver Medicaid.
Read the Georgia Medicaid guideVeterans Benefits
The VA Aid and Attendance benefit can provide up to $2,424/month for single veterans (or $2,874/month with a spouse) in Georgia to help pay for assisted living, nursing home care, or in-home caregivers.
Long-Term Care Insurance
Long-term care insurance policies purchased before care is needed can cover a significant portion of assisted living, nursing home, and home care costs in Georgia.
Personal Savings & Home Equity
Many Georgia families use a combination of retirement savings, Social Security income, and home equity (through reverse mortgages or home sales) to fund long-term care.
Who to call in Georgia
- Georgia Long-Term Care Ombudsman Program
- 1-866-552-4464 (press 5 for the ombudsman).
Help with resident rights, complaints, and care-quality concerns in nursing homes and assisted living.
- Adult Protective Services
To reach Adult Protective Services in Georgia, call the Eldercare Locator at 1-800-677-1116.
- Georgia Area Agencies on Aging
Find local aging services for benefits counseling, caregiver support, and care-planning resources.
View Georgia's Area Agencies on Aging list- Georgia War Veterans Home, Milledgeville
- (478) 445-4221
Contact the veterans home or state office about care options for veterans.
Frequently Asked Questions About Georgia Care Costs
The average cost of assisted living in Georgia is $5,300 per month, or $63,600 per year. This is 15% below the national average of $6,200 per month. Assisted living facilities in Georgia typically include personal care, meals, medication management, and social activities.
Nursing home care in Georgia costs an average of $8,821 per month for a semi-private room. A private room runs $9,429 per month, or $113,148 per year. Georgia nursing home costs are below the national average of $9,581 per month for a semi-private room. Medicare only covers short rehab stays. For long stays, most families pay privately until savings run low, then Medicaid steps in.
Georgia long-term care costs are close to the national average. Monthly costs range from $1,950 for the most affordable option to $8,821 for the most expensive. Planning early can help families in Georgia prepare financially.
There are several ways to pay for nursing home and long-term care in Georgia: (1) Medicaid — Georgia's Medicaid program covers nursing home care for eligible residents who meet income and asset limits. (2) Medicare — covers short-term skilled nursing after a hospital stay, but not long-term custodial care. (3) Long-term care insurance — if purchased in advance, policies can help cover assisted living, nursing home, and home care costs. (4) Veterans benefits — the VA Aid and Attendance benefit helps eligible veterans and surviving spouses pay for care. (5) Personal savings and assets — many families use a combination of savings, home equity, and retirement funds.
The most affordable long-term care option in Georgia is adult day care at $1,950 per month, followed by assisted living at $5,300 per month. Adult day care provides daytime supervision, activities, and meals while allowing seniors to return home in the evening — making it a popular choice for families with a caregiver at home.
Yes, Georgia's Community Care Services Program includes support in personal care homes, an assisted living setting. SOURCE offers similar benefits but requires eligibility for SSI. Both programs may have waiting lists, so ask about enrollment before arranging care.
Start with your local Area Agency on Aging for benefits counseling, caregiver support, and help finding community services. LTCareNav's Georgia Area Agencies on Aging list helps you find local care-planning resources. For questions about resident rights or concerns about nursing home or assisted living care, contact the Georgia Long-Term Care Ombudsman Program at 1-866-552-4464 (press 5 for the ombudsman).
Compare Nearby States
See how Georgia's long-term care costs compare to neighboring states.
Alabama
-12%Florida
+12%North Carolina
+12%South Carolina
0%Tennessee
+5%More Georgia Long-Term Care Resources
Check Medicaid Eligibility
See Georgia's Medicaid income and asset limits, programs, and how to apply.
View Georgia Medicaid GuideGet a Personalized Plan
Create a free care roadmap tailored to your finances, health, and location.
Create Free AccountSource: CareScout Cost of Care Survey, July–November 2025, released March 2026 (Genworth/CareScout). Monthly NH figures = annual ÷ 12 (365-day basis). Non-medical caregiver = 44 hrs/week × 52 weeks ÷ 12. Memory care is an estimate (assisted living x 1.25). CareScout does not publish memory care data.