VA Caregiver Support Programs and Benefits
The VA offers multiple pathways for family caregivers of veterans to receive compensation. The Program of Comprehensive Assistance for Family Caregivers (PCAFC) provides a monthly stipend plus health insurance and respite care. Veterans Directed Care (VDC) gives veterans a flexible budget to hire family members. VA Aid & Attendance provides up to $2,874/month tax-free for veterans with wartime service who need assistance.
Veterans onlyPathway 3 — Key Details
Source: VA Caregiver Support Program
Eligibility: What to Expect & How to Prepare
The VA offers two primary pathways for family caregiving: the Program of Comprehensive Assistance for Family Caregivers (PCAFC) and Veteran Directed Care (VDC). Each has its own rigorous eligibility and assessment process.
For Veterans with a serious service-connected injury who need a high level of daily support.
"Does the Veteran have a VA disability rating of 70% or higher (single or combined) for injuries sustained in the line of duty?"
This is the baseline requirement. The Veteran must also require at least 6 months of continuous personal care.
"Is the caregiver at least 18 years old and either a family member or someone who lives with the Veteran full-time?"
Caregiver eligibility requirement — relationship or residency must be verified.
"Does the Veteran require help every time they perform an Activity of Daily Living (ADL), like bathing, dressing, or eating?"
The key clinical question — 'each time' assistance is the threshold.
"Does the Veteran need continuous supervision due to symptoms of a neurological or mental health impairment?"
e.g., wandering, safety risks — this can qualify even without physical ADL needs.
A self-directed program where the Veteran receives a budget to hire their own personal care aides, including family members.
"Is the Veteran enrolled in VA health care and requiring a Nursing Home Level of Care?"
Must choose to remain at home rather than enter a facility. VDC is only available at participating VA Medical Centers.
"Can you manage a budget and hire/train your own caregivers, or do you have a representative who can?"
VDC is self-directed — the Veteran (or their representative) manages the care budget.
"What specific help do you need to stay safe and independent at home?"
Used to build the personalized spending plan with a VA Options Counselor.
When speaking with a Caregiver Support Coordinator (CSC), ask these questions to understand your options.
"Based on the Veteran's 70% rating, which specific ADLs in their medical file show a need for 'each time' assistance?"
Helps you understand exactly what the VA is looking for in the clinical assessment.
"Is our local VA Medical Center currently a participating site for Veteran Directed Care?"
VDC is not available everywhere — confirm before applying.
"If we don't qualify for PCAFC, can we enroll in the Program of General Caregiver Support Services (PGCSS) for training and respite?"
PGCSS is open to ALL caregivers of any VA-enrolled veteran — no disability rating required.
PCAFC Application Documents
- VA Form 10-10CG — the joint application for the Veteran and caregiver
- Caregiver proof of age and relationship (or proof of residency with the Veteran)
- Do NOT send medical records with the initial application — the VA will review existing records and may schedule a C&P exam
VDC Application Documents
- Standard VA health enrollment (Form 10-10EZ) if not already enrolled
- A signed "Spending Plan" created with a VA Options Counselor
Pro Tips
- Contact the VA Caregiver Support Line at 1-855-260-3274 (Mon–Fri, 8am–8pm ET) to connect with your local Caregiver Support Coordinator before applying.
- For PCAFC, focus on documenting 'each time' assistance needs — the VA distinguishes between needing occasional help and needing help every single time an ADL is performed.
- If you don't qualify for PCAFC or VDC, PGCSS provides free training, coaching, and peer support to any caregiver of a VA-enrolled veteran — no stipend, but valuable resources.
Frequently Asked Questions
For the Program of Comprehensive Assistance for Family Caregivers (PCAFC), the veteran must have a 70% or higher service-connected disability rating and need at least 6 months of personal care. Since October 1, 2022, PCAFC is open to eligible veterans of all service eras. The caregiver must be at least 18 and either a family member or someone who lives with the veteran full time.
The monthly stipend is based on the GS-4, Step 1 federal pay rate in your area. Level 1 caregivers get 62.5% of that rate and Level 2 caregivers get 100%. PCAFC also includes health insurance and respite care.
PCAFC pays a monthly stipend plus health insurance and respite care to caregivers of veterans who meet its eligibility rules. PGCSS (Program of General Caregiver Support Services) is open to all caregivers of any VA-enrolled veteran and offers free training, coaching and peer support, but no stipend and no disability rating is required.
Apply for PCAFC with VA Form 10-10CG, the joint application for the veteran and caregiver, at va.gov/family-and-caregiver-benefits. You can also call the Caregiver Support Line at 1-855-260-3274 (Monday to Friday, 8am to 8pm ET) to connect with your local Caregiver Support Coordinator.
Yes. Under the VA's Program of Comprehensive Assistance for Family Caregivers, a spouse, son, daughter, parent, stepfamily member or extended family member can be the approved Family Caregiver and receive the monthly stipend. The caregiver must be at least 18 and live with the veteran full time, or be willing to. Veterans who receive Aid and Attendance can also use that money to pay a family caregiver.
Source: VA.gov, Program of Comprehensive Assistance for Family Caregivers
Explore other pathways
Consumer-directed care — the most common paid caregiving pathway. ~$18/hr national median.
Learn moreDCFSA ($7,500 in 2026, up from $5,000), enhanced CDCC up to 50%, dependent deductions.
Learn moreLegal contract — care recipient pays family from personal assets. Critical for Medicaid planning.
Learn moreSee how caregiver compensation fits into your family's plan.
Your free care plan shows whether you qualify, how much you may receive, and how it connects to your broader financial and care picture.
See how caregiver compensation fits into your plan →Always free — no credit card required.