All Resources

    Planning Tools

    Long-term care comes with a lot of questions. These free tools and resources help you estimate costs, check Medicaid, Medicare, and VA eligibility, find programs that pay family caregivers, and connect with local social services — all in one place.

    LTC Plan

    Start Here

    Your complete long-term care plan in two steps. Start with our 8-question Quick Estimate for an instant care snapshot — then complete a deeper profile to unlock a fully personalized plan with cost projections, benefit eligibility, and a tailored action checklist.

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    Care Assessment

    Guided Assessment

    Answer a few guided questions to understand what type of care fits your situation and get a personalized plan with concrete next steps.

    Explore Tool

    Health & Cognitive Trajectory

    Trajectory Forecast

    A clinical assessment that scores current physical and cognitive function and projects a personalized care trajectory — so your family can plan with clarity, not uncertainty.

    Explore Tool

    Care Affordability Calculator

    Runway Calculator

    See how long your savings can cover long-term care in your state — and which programs (Medicaid, VA, caregiver compensation) can stretch them further. Six short sections, plain English, personalized 30-day plan.

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    Care Cost & Transition Planner

    Transition Planner

    Find your tipping points — the exact hour when home care stops being more affordable, and the point where assisted living costs approach nursing home levels. State-specific, with a 5-year cost projection.

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    Care Costs by State

    Includes Care Calculator

    Explore average long-term care costs across all 50 states to help plan and budget for future care needs.

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    Caregiver Compensation Programs

    Includes eligibility tool

    Explore programs and options that help family caregivers get paid for the care they provide, including Medicaid self-direction, VA aid, and state-funded initiatives.

    Explore Tool

    Caregiver Support

    Guided Assessment

    A free 5-minute check-in for family caregivers. Measure burnout, get a personalized action plan, and learn your rights — including a script to share with someone you trust.

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    What Your Caregiving Is Worth

    Value Calculator

    See the annual and lifetime dollar value of the care you provide — using 2026 national home-care rates. A free 2-minute calculator that makes your contribution visible for family conversations, attorneys, and benefit programs.

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    Financial & Asset Protection Tools

    Multiple Calculators

    Explore 24 strategies — insurance, asset management, trusts, and spend-down tools — to protect your wealth and fund long-term care. Free calculators and personalized guidance.

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    Legal Readiness Quiz

    Guided Assessment

    A free 5-minute check on your Medical POA, Advance Directive, Financial POA, and Will. Get a readiness score, gap-by-gap action plan, and conversation scripts for your family.

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    Medicaid Guide

    Includes eligibility tool

    Understand Medicaid eligibility, application steps, and how it covers long-term care services.

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    Medicare Guide

    Includes eligibility tool

    Learn what Medicare does and doesn't cover for long-term care, and how to fill the gaps.

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    Veterans Guide

    Includes eligibility tool

    Understand VA long-term care benefits, eligibility requirements, and how to access programs like Aid & Attendance for veterans and their spouses.

    Explore Tool