1 in 4 of your employees is a caregiver. You're paying for it either way.
1 in 4 of your employees is a caregiver. Caregiving costs U.S. employers up to $33.6 billion a year in lost productivity, absenteeism, and turnover. LTCareNav delivers employee caregiving benefits that give every caregiving employee on your team an immediate, trusted place to go — and gives you the dashboard to prove it's working.
The Caregiving Crisis Is Already Inside Your Organization
Nearly 1 in 4 caregiving employees reports absenteeism or presenteeism every month. They're at their desks but not present — missing deadlines, ducking calls, quietly burning out while your organization absorbs the cost.
Harvard Business School is direct about it: caregiving imposes "significant financial costs on employers." Companies that ignore it are doing the math wrong.
Sources: Harvard Business School · Johns Hopkins · MetLife · AARP 2025
The cost of inaction vs. the ROI of action
If nothing changes
- Rising hidden productivity loss as your workforce ages into peak caregiving years
- Turnover risk — caregiving employees are 2× more likely to reduce hours or resign
- Higher healthcare claims — caregiving employees cost 8% more annually in claims
- No visibility — you cannot manage a cost you cannot see
Sources: Johns Hopkins · AARP · Harvard Business School
With LTCareNav
- Estimated 35% of lost productivity recovered in year 1 — conservatively modeled
- Retention stabilization — employees stay when care crises are navigated
- Break-even within the first benefit quarter after employees begin engaging
- Live within days — no IT project, no procurement delay, no enrollment complexity
Harvard HBS: 2–3.6× ROI across 100 companies · Cariloop: 3× ROI for customers
What is caregiving costing your organization right now?
Enter your numbers. Every output updates in real time.
$5,600 per caregiving employee/year — based on Rosalynn Carter Institute for Caregivers, Working While Caring, 2023, which documents annual productivity loss of $4,000–$9,000 per working caregiver from absenteeism and presenteeism. Excludes turnover cost avoidance and healthcare savings, which would increase the total.
25% caregiver rate — AARP/NAC, Caregiving in the U.S. finds roughly 1 in 4 employees provides elder care. Slider allows 10–35% to reflect your workforce demographics.
22% productivity recovery — Modeled deliberately below the 50% absenteeism reduction reported by employer-benefit outcomes data, so total ROI lands inside — not above — the 2–3.6× range from Harvard Business School (Fuller & Raman, The Caring Company, 2019).
$5 PEPM — LTCareNav Guided tier pricing. Includes full platform access and 1:1 crisis triage support. Ongoing case management available as a discounted add-on.
Break-even framing — recovery begins once employees engage with the platform, typically 4–6 weeks after rollout. Most employers break even within 90 days of active employee engagement.
LTCareNav: One Benefit That Solves the Whole Problem
When a caregiving crisis hits, your employee doesn't have time to search — and neither do you. LTCareNav gives every caregiving employee on your team an immediate, trusted place to go. They get clarity on what care their loved one needs, what it costs, how to pay for it, where to find it, and what legal documents to have in place — without spending their workweek trying to piece it together.
The result is an employee who stays present, stays productive, and stays — the real benefits of elder care for employees. And for HR: a dashboard that shows you where your workforce is at risk before it becomes a retention problem.
Employees Stay Focused
When caregivers are connected with the right people, support, and answers, they stop spending work hours searching — and stay focused on their job.
HR Gets Visibility
Your dashboard shows utilization, risk signals, and ROI — and surfaces high-risk employees for proactive advisor outreach before they resign.
You Win on Talent
Employees feel connected — to expert guidance, vetted providers, and a community of caregivers who get it. That's the kind of benefit people stay for.
Your Employees Get Answers. Your Organization Gets Relief.
The moment you add LTCareNav, every caregiving employee on your team has somewhere to go — for financial clarity, legal guidance, housing decisions, care placement, and community support.
Care Tools
Know what level of care is needed — and what to do next
Care Assessment · Cost Comparison · Housing Checklist
Financial Tools
Plan for the cost before it becomes a crisis
Care Affordability · Financial Planning · Cost projections
Benefits Tools
Find every program the family qualifies for
Medicare · Medicaid · VA Benefits · State programs
Caregiver Support
Employee caregiver support that catches burnout before it becomes turnover
Caregiver Compensation · Community support · Respite resources
Care Connections
Get matched to vetted providers, not Google results
Senior living · Home care · Elder law · Care managers · Nonprofits
Educational Resources
Clear answers on every caregiving question
State guides · Legal · Housing · Social services · Community programs
15+ tools and hundreds of resources — free for every employee's family, always. Available 24/7 in the My Care Plan portal.
What only employer-sponsored families unlock
1:1 crisis triage & advisor access
When a care situation changes overnight, employees connect with a LTCareNav advisor who assesses what's needed and maps the next steps — so they stop searching and start acting.
- Care level triage — home care vs. assisted living vs. memory care
- Medicaid eligibility guidance and benefit coordination
- Discounted ongoing advisor access for complex cases
Caregiver coaching & peer community
Caregiving is isolating and relentless. Employees get access to coaching that eases the ongoing burden and a peer community of others navigating the exact same experience.
- Caregiver coaching to reduce stress and prevent burnout
- Peer support community — caregivers in the same situation
- Personal LTC planning for the employee's own future
Real money saved on the things families actually need to buy
Most caregiving families pay full market rates for professional care, legal documents, and the dozens of products that come with managing a loved one's care. LTCareNav employer families don't. Through our growing partner network, employees unlock preferred pricing on the services and products that drain the household budget the most — so out-of-pocket costs go down and your employee stays focused at work.
CareBloom
A monitoring device for family caregivers — so employees can support a loved one from afar and stay focused at work instead of leaving to check in.
Gentreo
Estate-planning and digital-legacy tools — power of attorney, healthcare proxy, and advance directives at exclusive employer rates. The documents most families put off until it's too late.
Respite care discounts
Partnership discounts on respite services so caregiving employees can take a break, recover from burnout, and stay in their job for the long haul.
And for HR: the employer benefit gives you something a free account never could — real-time visibility into which employees are struggling, high-risk alerts before a caregiving crisis becomes a resignation, and ROI reporting ready to present at renewal. The tools are informational. The employer benefit is what changes outcomes.
Free account holders unlock select partner discounts — employer-sponsored families get the deepest pricing and the full network of preferred partners.
Every tool ends with a defined action — not a dead end.
Use a tool or take the care assessment
Get matched to a vetted local provider or advisor
If the situation is urgent — connect directly to a LTCareNav advisor
High-risk employees flagging an active care crisis are surfaced automatically in the HR dashboard for proactive advisor outreach.
Your HR dashboard. Finally, a view into workforce caregiving risk.
LTCareNav gives HR leaders real-time visibility into where their workforce is at risk — so you can manage what you couldn't see before.
Workforce-wide risk
See caregiving risk by department and demographics — not just one employee at a time.
High-risk flagging
Employees flagging an active care crisis are surfaced automatically for proactive advisor outreach.
ROI reporting
Utilization data, productivity hours saved, and cost impact — formatted for leadership and finance at renewal.
12 employees flagged this week as high-risk — advisor outreach recommended.
High-risk employees flagging an active care crisis are surfaced automatically in the HR dashboard for proactive advisor outreach.
Not Just Resources — Real Providers, Matched to Your Employees
When a family is ready to act, they need someone they can trust — not another Google search. We maintain a vetted network across the full care continuum and match employees directly to the right provider for their situation, location, and need.
Every provider is reviewed for quality, responsiveness, and fit — so your employees never wonder if they're calling the right place.
For Employees Caregiving From a Distance
Professional Care Services — Discounted for Your Employees' Families
Distance caregiving is one of the biggest hidden productivity drains in any workforce. Employees managing a parent's care from across the country lose hours every week to coordination, logistics, and worry that follows them into the office.
Through our partnership with CareBloom, your employees' families get access to exclusive discounted rates — so care gets handled without your employee having to be there in person.
Less travel. Less distraction. More presence at work.
Built for Every Role Making Decisions About Your Workforce
Whether you're managing people, managing benefits, or managing the business — LTCareNav gives you exactly what you need to see.
For Managers
Your team member is struggling and you can see it — missed deadlines, distracted in meetings, quietly falling behind. LTCareNav gives you the tools to have the right conversation and take action that actually helps.
- Retention risk signal for the individual employee
- Guided conversation script for the manager-employee talk
- 30/60/90 day action timeline with concrete next steps
- FMLA eligibility flag so you know what accommodations apply
For HR & Benefits Teams
You need to understand caregiving risk across the whole organization — not just one employee at a time. LTCareNav gives you aggregate data, utilization insights, and the ROI reporting you need at renewal, plus elder care benefits for employees that drive real engagement.
- Workforce-wide caregiving risk by department and demographics
- Utilization tracking — what employees are using and where
- Engagement signals before they become turnover
- ROI reporting ready to present to finance and leadership
For the C-Suite
Caregiving isn't a benefits line item — it's a workforce risk and a competitive differentiator. The executive view puts the business case in clear terms your leadership and board will understand.
- Financial impact summary — productivity loss, absenteeism, turnover risk
- Benefits ROI calculator showing return on investment
- Succession and retention-equity flags tied to caregiving patterns
- Board-ready reporting in a single view
What's Coming Next — Built for What Your Workforce Actually Needs
These features are in development. They're named here because they matter — and because the employers who get in early will help shape them.
Caregiver Self-Identification
Most caregivers never raise their hand at work. We're building an anonymous 2-minute employee check-in that feeds your dashboard without exposing individual identity — so you see caregiving risk across your whole workforce. Includes wellbeing signals to connect struggling caregivers with mental health and counseling support.
Manager Training Library
A full self-serve manager training library — short, focused modules that prepare managers to recognize caregiver stress, respond appropriately, and navigate FMLA and accommodation conversations with confidence.
HR Benefits Communication Toolkit
Email templates, Slack and intranet copy, manager talking points, and a one-page employee flyer — so you can drive adoption without starting from scratch. A benefit nobody knows about is a benefit nobody uses.
Annual Workforce Caregiver Report
An auto-generated annual report — utilization data, productivity hours saved, cost impact versus national benchmarks, and year-over-year trends — formatted and ready to present to leadership and finance.
What HR Leaders and Brokers Are Saying
"Our employees were quietly burning out trying to coordinate care for parents. LTCareNav gave them one place to get real answers."
"As a broker, this is the first tool where I can see the potential results."
For Brokers: The Benefit Your Clients Are Asking For — Finally Built Right
Bring your employer clients a caregiving solution that's easy to sell, easy to implement, and genuinely loved by employees.
Caregiver support is in every benefits conversation right now. Your clients want something real — not an EAP module that sits unused. LTCareNav gives you a comprehensive, year-round benefit employees actually engage with, backed by data from Harvard, AARP, and Johns Hopkins. Serving employers and their workforce across the United States.
What it means for your book:
- Stands apart from standard EAP — deeper, more specific, more used
- Employer dashboard makes ROI simple to demonstrate at renewal
- No IT lift — live within days, easy to communicate to employees
- Vetted provider matching gives employees somewhere real to go
- Elder care provider network, LTC navigation, geriatric care manager referral — all in one benefit
- Coming soon: Annual Renewal Report, Manager Training Library, Caregiver Self-ID tool
- Supports retention, recruitment, and workforce equity goals simultaneously
A Growing Network of Discounts — Only for LTCareNav Families
Your client's employees unlock preferred pricing across our expanding partner network — simply for being part of LTCareNav. Today this includes discounted professional in-home care, companion care, and respite services through our CareBloom partnership, estate-planning and digital-legacy tools through Gentreo, plus a growing roster of vetted service providers and caregiving products offering exclusive savings to LTCareNav employers and families.
New partner discounts added regularly — at no extra cost to employers or employees.
Questions HR Leaders and Brokers Ask Before They Sign
The market charges $3–$8 PEPM for general caregiving content and coaching. LTCareNav is the only platform built specifically for long-term care navigation — with 1:1 crisis triage to the right person at the right time.
| Platform | PEPM | LTC Support | 1:1 crisis triage | Employer dashboard |
|---|---|---|---|---|
| LTCareNav | $3–$8 | |||
| Wellthy | $3–$8 | |||
| Cariloop | $3–$6 | |||
| Homethrive | $3–$7 | |||
| Torchlight / LifeSpeak | $2–$4 | |||
| Bright Horizons | $3–$6+ |
Based on publicly available product descriptions and Shortlister comparisons, 2025–2026.
Ready to Turn Caregiving Into a Competitive Advantage?
Let's show you what LTCareNav looks like inside your organization.
See your company's caregiving cost →Priced per employee per month — scalable for organizations of all sizes. Free for every family, always.
"Supporting the people who support everyone else — starting at work."