Care Cost in Arizona
2026 average monthly costs for assisted living, nursing homes, memory care, home care, and adult day services in Arizona.
Monthly Care Costs
Home Care
$7,245/mo
$86,940 per year
Home care services in Arizona include personal care aides and home health aides who help seniors age in place with assistance for bathing, meals, and mobility. In-home caregivers in Arizona offer a flexible alternative to facility-based care.
Adult Day Care
$2,058/mo
$24,696 per year
Adult day care programs in Arizona offer structured daytime activities, socialization, and health monitoring — providing essential respite for family caregivers. Adult day services in Arizona are among the most affordable long-term care options available.
Assisted Living
$6,250/mo
$75,000 per year
Assisted living facilities in Arizona provide personal care, meals, and medication management for seniors who need daily support but not round-the-clock medical attention. Assisted living costs in Arizona typically cover a private room, housekeeping, and access to social activities.
Memory Care(Est.)
$7,800/mo
$93,600 per year
Memory care facilities in Arizona provide specialized support for seniors with Alzheimer's disease and other forms of dementia. These secured communities offer structured routines, cognitive therapies, and 24-hour supervision. Memory care costs in Arizona are estimated at approximately 1.25× the assisted living rate.
Nursing Home (Semi-Private)
$8,365/mo
$100,380 per year
Skilled nursing facilities in Arizona offer 24-hour medical supervision, rehabilitation therapy, and long-term care for seniors with complex health needs. Nursing home costs in Arizona reflect round-the-clock licensed nursing staff and specialized medical equipment. This rate reflects a semi-private room.
Nursing Home (Private Room)
$11,437/mo
$137,244 per year
A private room in a Arizona nursing home offers greater privacy and comfort for residents requiring 24-hour skilled nursing care. In Arizona, a private room costs about 37% more than a semi-private room (the 2025 CareScout Cost of Care Survey).
How costs vary across Arizona
Care costs and provider choice vary across Arizona. Phoenix and Scottsdale offer extensive senior living and memory care, but prices tend to be higher, particularly in Scottsdale. Tucson is generally closer to or below statewide levels and has a range of nursing homes, home health agencies, and adult day programs. Mesa, Chandler, and Tempe combine costs near state averages with strong provider availability. Flagstaff can be more expensive amid limited supply and geographic isolation. Rural and tribal communities may have fewer facilities and longer trips, narrowing options for families needing prompt care.
Read the full Arizona planning guideAnnual Cost Breakdown
| Care Type | Monthly | Annual | National Avg | Difference |
|---|---|---|---|---|
| Home Care | $7,245 | $86,940 | $6,673 | +9% |
| Adult Day Care | $2,058 | $24,696 | $2,058 | 0% |
| Assisted Living | $6,250 | $75,000 | $6,200 | +1% |
| Memory Care(Est.) | $7,800 | $93,600 | $7,800 | 0% |
| Nursing Home (Semi-Private) | $8,365 | $100,380 | $9,581 | -13% |
| Nursing Home (Private Room) | $11,437 | $137,244 | $10,798 | +6% |
Source: CareScout 2025 Cost of Care Survey (released March 2026)
Cost Projections
Estimated future monthly costs based on a 3% annual care cost inflation rate.
| Care Type | Today | In 5 Years | In 10 Years |
|---|---|---|---|
| Home Care | $7,245 | $8,399 | $9,737 |
| Adult Day Care | $2,058 | $2,386 | $2,766 |
| Assisted Living | $6,250 | $7,245 | $8,399 |
| Memory Care(Est.) | $7,800 | $9,042 | $10,483 |
| Nursing Home (Semi-Private) | $8,365 | $9,697 | $11,242 |
| Nursing Home (Private Room) | $11,437 | $13,259 | $15,370 |
* Projections are estimates based on historical care cost inflation trends. Actual costs may vary.
Total Cost of Care Over Time
Cumulative cost if care begins today, including 3% annual inflation. These totals show what families in Arizona can expect to pay over multi-year care periods.
| Care Type | 3 Years | 5 Years | 10 Years |
|---|---|---|---|
| Home Care | $268,723 | $461,576 | $996,670 |
| Adult Day Care | $76,333 | $131,114 | $283,112 |
| Assisted Living | $231,818 | $398,185 | $859,791 |
| Memory Care | $289,308 | $496,935 | $1,073,019 |
| Nursing Home (Semi-Private) | $310,265 | $532,931 | $1,150,744 |
| Nursing Home (Private Room) | $424,207 | $728,647 | $1,573,349 |
* Cumulative totals assume continuous care starting today with 3% annual inflation compounding each year.
Calculate Your Arizona Care Costs
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Your Cost Estimate
Today's Monthly Cost
$11,437/mo
NH Private Room · Arizona
Monthly Cost Today
$11,437/mo
3% inflation · 3 years of care
Don't rush to sell the home
Bridge loans, HELOCs, and reverse mortgages can fund care without selling.
Care costs rise 3–5% annually
Factor long-term inflation into all planning models.
Medicaid lookback is 5 years
Planning must begin well before care is needed to protect assets.
Source: CareScout 2025 Cost of Care Survey (updated March 2026)
* AK NH Private Room: A Place For Mom. ADC — DE: Genworth; DC: PayingForSeniorCare; ID: MedicaidLongTermCare.org; SD: Genworth; VT: VT Adult Services Div.; WV: CareCostIndex.com.
Key Insights for Arizona
Updated October 2026Assisted living in Arizona costs $6,250/month in 2026 — 1% above the national median of $6,200.
A semi-private nursing home room in Arizona runs $8,365/month, 13% below the national median of $9,581.
In-home care in Arizona averages $7,245/month for roughly 44 hrs/week ($38/hr) — 9% above the national median.
The most affordable long-term care option in Arizona is adult day care at $2,058/month.
Memory care in Arizona runs about $7,800/month — roughly 25% above the assisted living rate, the typical industry markup (CareScout does not publish memory care data separately).
A private nursing home room in Arizona costs $11,437/month — 6% above the national median of $10,798.
Medicaid in Arizona can cover nursing home care for applicants under the $2,982/month income limit (2026); see the Arizona Medicaid guide for asset rules.
How to Pay for Long-Term Care in Arizona
Families in Arizona have several options to help cover the cost of senior care.
Arizona Medicaid
Arizona Medicaid is administered by the Arizona Health Care Cost Containment System (AHCCCS).
- Arizona Long Term Care System (ALTCS): Covers long-term care in nursing homes, at home, in adult foster homes, or in assisted living.
Arizona requires a Miller Trust (Qualified Income Trust) if your income is over the limit for nursing home or waiver Medicaid.
Read the Arizona Medicaid guideVeterans Benefits
The VA Aid and Attendance benefit can provide up to $2,424/month for single veterans (or $2,874/month with a spouse) in Arizona to help pay for assisted living, nursing home care, or in-home caregivers.
Long-Term Care Insurance
Long-term care insurance policies purchased before care is needed can cover a significant portion of assisted living, nursing home, and home care costs in Arizona.
Personal Savings & Home Equity
Many Arizona families use a combination of retirement savings, Social Security income, and home equity (through reverse mortgages or home sales) to fund long-term care.
Who to call in Arizona
- Arizona Long-Term Care Ombudsman Program
- (602) 542-6454
Help with resident rights, complaints, and care-quality concerns in nursing homes and assisted living.
- Adult Protective Services
To reach Adult Protective Services in Arizona, call the Eldercare Locator at 1-800-677-1116.
- Arizona Area Agencies on Aging
Find local aging services for benefits counseling, caregiver support, and care-planning resources.
View Arizona's Area Agencies on Aging list- Arizona State Veteran Homes
- (602) 248-1550
Contact the veterans home or state office about care options for veterans.
Frequently Asked Questions About Arizona Care Costs
The average cost of assisted living in Arizona is $6,250 per month, or $75,000 per year. This is 1% above the national average of $6,200 per month. Assisted living facilities in Arizona typically include personal care, meals, medication management, and social activities.
Nursing home care in Arizona costs an average of $8,365 per month for a semi-private room. A private room runs $11,437 per month, or $137,244 per year. Arizona nursing home costs are below the national average of $9,581 per month for a semi-private room. Medicare only covers short rehab stays. For long stays, most families pay privately until savings run low, then Medicaid steps in.
Arizona long-term care costs are close to the national average. Monthly costs range from $2,058 for the most affordable option to $8,365 for the most expensive. Planning early can help families in Arizona prepare financially.
There are several ways to pay for nursing home and long-term care in Arizona: (1) Medicaid — Arizona's Medicaid program covers nursing home care for eligible residents who meet income and asset limits. (2) Medicare — covers short-term skilled nursing after a hospital stay, but not long-term custodial care. (3) Long-term care insurance — if purchased in advance, policies can help cover assisted living, nursing home, and home care costs. (4) Veterans benefits — the VA Aid and Attendance benefit helps eligible veterans and surviving spouses pay for care. (5) Personal savings and assets — many families use a combination of savings, home equity, and retirement funds.
The most affordable long-term care option in Arizona is adult day care at $2,058 per month, followed by assisted living at $6,250 per month. Adult day care provides daytime supervision, activities, and meals while allowing seniors to return home in the evening — making it a popular choice for families with a caregiver at home.
Yes, eligible residents can receive assisted living care through the Arizona Long Term Care System, known as ALTCS. ALTCS also serves people in other care settings, so the right option depends on the help a person needs. People receiving care at home may have options to choose their caregiver, including certain family members.
Start with your local Area Agency on Aging for benefits counseling, caregiver support, and help finding community services. LTCareNav's Arizona Area Agencies on Aging list helps you find local care-planning resources. For questions about resident rights or concerns about nursing home or assisted living care, contact the Arizona Long-Term Care Ombudsman Program at (602) 542-6454.
Compare Nearby States
See how Arizona's long-term care costs compare to neighboring states.
California
+22%Colorado
+10%New Mexico
0%Nevada
+14%Utah
-2%More Arizona Long-Term Care Resources
Check Medicaid Eligibility
See Arizona's Medicaid income and asset limits, programs, and how to apply.
View Arizona Medicaid GuideGet a Personalized Plan
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Create Free AccountSource: CareScout Cost of Care Survey, July–November 2025, released March 2026 (Genworth/CareScout). Monthly NH figures = annual ÷ 12 (365-day basis). Non-medical caregiver = 44 hrs/week × 52 weeks ÷ 12. Memory care is an estimate (assisted living x 1.25). CareScout does not publish memory care data.