Start Planning Today for the High Cost of Aging
Elder Life Group has partnered with LTCareNav to help seniors maintain control of their hard-earned assets through specialized planning and financial solutions beyond retirement.
Always free for families • Secure & Confidential
Who We Serve
Today's seniors face some of the highest costs of aging in history. We offer creative solutions designed to reduce the risks of the what-ifs.
Our Aging Population
From long-term care to end-of-life planning, we provide creative estate planning services designed to protect seniors' assets and peace of mind.
Our Network of Agents
We work with independent financial advisors to assist their clients with funeral trusts, long-term care insurance, guaranteed interest rates, and more.
Our Partners
We partner with guardians, POAs, placement facilities, elder law attorneys, and more to help their clients access our specialized services.
Better Together
Specialized financial planning and AI-powered care estimates — a complete approach to protecting your legacy with confidence.
Specialized Financial Planning
Elder Life Group provides innovative solutions for funeral trusts, long-term care insurance, annuities, estate trusts, and Medicaid spend-down strategies.
AI-Powered Care Estimates
LTCareNav's free 60-second snapshot gives you a quick, broad-strokes look at potential care needs and costs — a helpful starting point before diving into comprehensive financial planning.
Protect What Matters Most
Together, we cover the full spectrum — from a quick care assessment to specialized financial solutions that protect your assets and your family's future.
Your path to care planning and financial security.
Answer 8 questions and get a personalized snapshot of your care needs and financial runway, and the financial options and benefit programs most families never find — free, no credit card required.
Who needs help?
Tell us who you're planning care for.
The next questions will be about whoever you choose above — answer for them, not yourself (unless this is for you).
Want a Pro in Your Corner?
Your quick estimate is a great starting point — now imagine pairing it with specialized financial solutions designed to protect your assets and your family's legacy.
Funeral Trusts
Safeguard final expense funds in a creditor-protected trust that pays funeral homes directly. No attorney required.
Long-Term Care Insurance
Personalized long-term care plans that create the funds necessary for age-related risks, giving seniors flexibility to choose their care.
Annuities
Short-term annuities for supplementing income, providing above-average interest rates, and protecting from market loss.
Estate Trusts
Liquidity solutions that protect up to $100,000 in assets from creditors, nursing homes, and other financial threats — no attorney required.
Medicaid Spend-Down
Creative strategies for funeral planning, non-qualified assets, and IRAs that accelerate Medicaid eligibility.
Estate Planning
Asset protection and generational wealth transfer through creative, personalized trusts designed around the five-year look-back.
The Importance of Planning Ahead
The financial impact of aging is predictable — and avoidable with proper planning. A proactive strategy today protects assets, preserves liquidity, and prevents unnecessary wealth erosion.
Spent on Long-Term Care
was spent on long-term care services and supports in the U.S. in 2021.
Will Need Long-Term Care
of individuals aged 65 or older will require long-term care services at some point.
Average Funeral Cost
is the average cost of a funeral today, yet only ~8% of Americans have planned for final expenses.
Protecting Your Legacy Should Never Be Ordinary
We're not just another product distributor — Elder Life Group's innovative solutions help protect against the what-ifs of retirement and aging. As your trusted partner, we're committed to supporting your journey.
- Free 60-second care cost estimate from LTCareNav
- Specialized financial solutions from Elder Life Group
- Together, a lasting difference for your family
Always free for families • No credit card required • Private and Secure
Elder Life Group — Asset Protection & Long-Term Care Financial Planning
Elder Life Group provides specialized financial solutions for seniors including funeral trusts, long-term care insurance, annuities, estate trusts, Medicaid spend-down strategies, and estate planning. $467.4B was spent on long-term care in 2021. 70% of individuals aged 65+ will need long-term care. Partnered with LTCareNav for free personalized care cost estimates.
Keywords: elder care financial planning, funeral trusts, long-term care insurance, annuities, estate trusts, Medicaid spend-down, asset protection, aging financial solutions, senior financial planning