Colleen Cruz: "I'm Just Going to Die" Isn't a Long-Term Care Plan
Colleen Cruz often hears one of the most common — and most dangerous — responses to long-term care planning: "I'm just going to die anyway." But none of us get to decide when our time comes. What we can decide is whether we plan for the living.
When you don't plan for care, your family, your finances, and the people around you may be left carrying incredibly hard decisions and burdens later on. Planning isn't about expecting the worst. It's about protecting the people you love while you're still able to.
Topics Covered
- Why "I'm just going to die" is the most common deflection in long-term care planning
- The difference between planning for death and planning for the living
- How a lack of planning shifts the burden onto family members
- Why planning is an act of love, not fear
Key Takeaways
"We don't get to decide when our time comes. What we can decide is whether we plan for the people we love."


