Think Your Estate Plan Is Done? Think Again.

Creating a will or estate plan isn't a one-and-done task. Life changes — and your plan should change with it.

Your legal documents, estate plan, powers of attorney, and healthcare directives should be reviewed every three to five years at a minimum. Even better, do a quick annual check-in during tax season to make sure everything is still accurate.

It's especially important to update your plan after major life events like:

• Getting married
• Getting divorced
• Having a child or grandchild
• Moving to another state
• Buying or selling a home
• Starting or selling a business
• Retiring
• Losing a spouse, executor, trustee, or other key decision-maker

Laws change. Families change. Financial situations change. If your documents don't reflect your current wishes, they may create confusion, delays, unnecessary legal expenses, or even family conflict when they're needed most.

The best estate plans aren't the ones you create once — they're the ones you keep current.

To find out more

• Connect through LTCareNav: ltcarenav.com/TheLivingPlanner
• Visit The Living Planner: thelivingplanner.com