

A Funeral Trust is a secure, Medicaid-exempt financial plan created to cover all your funeral expenses. Unlike traditional prepaid contracts tied to one funeral home, a funeral trust gives you full freedom, portability, and protection nationwide. It pays the funeral home within 1–2 business days, often without needing a death certificate, helping families avoid out-of-pocket costs or long waiting periods. Benefits of a Funeral Trust A Funeral Trust offers powerful advantages for individuals and families. Whether planning or preparing for long-term care, the benefits are immediate, meaningful, and financially protected. These are the benefits of a funeral trust: * Income Tax-Free Proceeds * Exempt from Probate * Protection From Creditors * Free to Set Up * Nationwide Flexibility * Anyone Can Qualify * Fast Payment to Funeral Providers * Peace of Mind for Everyone Involved
Carrie is a Certified Senior Advisor (CSA)® who passionately advocates for seniors and their families navigating the complex challenges of later-life transitions. Her background and deep commitment make her a valuable resource for families who are interested in purchasing a funeral trust. As a licensed funeral trust advisor and senior living consultant, Carrie brings a uniquely caring and personal approach to every family she serves. She is passionate about helping clients plan for the future with confidence, ensuring they feel supported, informed, and protected. Carrie's extensive experience means she is uniquely equipped to address the financial and emotional challenges of end-of-life planning, making sure that both the client's wishes and their family's needs are met with compassion.
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Licensed Funeral Trust Advisor / Founder
Carrie Grubanowitch is a dedicated professional, a Certified Senior Advisor (CSA)® who passionately advocates for seniors and their families navigating the complex challenges of later-life transitions. Her background and deep commitment make her a valuable resource for families who are interested in purchasing a funeral trust. As a licensed funeral trust advisor and senior living consultant, Carrie Grubanowitch brings a uniquely caring and personal approach to every family she serves. She is passionate about helping clients plan for the future with confidence, ensuring they feel supported, informed, and protected. Carrie's extensive experience means she is uniquely equipped to address the financial and emotional challenges of end-of-life planning, making sure that both the client's wishes and their family's needs are met with compassion.

License Funeral Trust Advisor / Certified Senior Advisor
Nikki Vineyard is a Certified Senior Advisor (CSA)® and a Certified Dementia Practitioner (CDP) serving the Northeast Texas and Louisiana communities. As the owner of CarePatrol Northeast Texas, she specializes in guiding families through the complexities of senior living, including Assisted Living and Memory Care. Beyond placement, Nikki is a licensed Funeral Trust and Medicare Advisor, leveraging her expertise to help seniors protect their financial dignity and navigate long-term care costs with a fiduciary mindset. Driven by a personal mission to support families during life’s most challenging transitions, she prioritizes a holistic approach to care that balances high-quality living with essential asset protection.

Licensed Funeral Trust Advisor / Medicare Translator
Kala Hopp is a licensed advisor specializing in Medicare and Funeral Trust solutions, serving clients across Illinois, Wisconsin, Iowa, Missouri, Oklahoma, and Kansas. With a focus on the senior market, Kala assists beneficiaries in navigating the complexities of Medicare Advantage, Prescription Drug Plans, and Supplement Insurance. Known for a client-centered approach, she emphasizes the importance of financial security and fiduciary responsibility, helping families protect their assets through strategic funeral trusts. Kala is dedicated to providing personalized consultations that ensure her clients receive the full range of benefits and savings available to them, while building long-term relationships based on reliability and trust.
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