Start Your Long-Term Care Plan
LTCareNav helps families create a personalized long-term care plan in minutes — completely free, no account required, and no credit card ever. Whether you are facing a sudden health crisis, adjusting to a new diagnosis, or planning ahead proactively, our guided assessment matches you with the right care path.
Our platform covers nursing home costs, assisted living costs, memory care costs, home care costs, and adult day care costs across all 50 states. We help you understand Medicaid eligibility, Medicare coverage gaps, veterans benefits for long-term care, caregiver compensation programs, and nonprofit resources in your area.
Use our 60-second care quiz to estimate what kind of care your loved one may need, get matched with local providers, and build a shareable care plan you can take to your family, doctor, or elder law attorney.
Long-term care planning is hard.You don't have to figure it out alone.
If someone you love needs more help than you can give — or you can see that day coming — you're in the right place. We'll help you understand what's ahead, what it costs, and what to do first.
You're Not Sure Where to Start.
That's Exactly Why We Built This.
Caring for someone you love — or planning for your own future — can feel overwhelming. There's so much to understand, so many decisions, and no clear path forward. You're not alone, and you don't have to figure it out by yourself.
Have a specific question on your mind?
Ask anything about long-term care, costs, Medicaid, caregiving, or planning — we'll point you to the right resources, tools, and partners.
Which Describes You Right Now?
There's no wrong answer. Wherever you are, we'll meet you there.
How Much Does Long-Term Care Cost?
The numbers can be shocking. But knowing what care actually costs is the first step toward a plan that works. Here are the national medians — your state may be higher or lower.
National medians · 2025 CareScout survey
How Will I Ever Pay for Long-Term Care?
You're not the only one staring at these numbers wondering how this is possible. Medicare doesn't cover most long-term care — but real options exist, and more families qualify for help than you'd think.
What Kind of Care Does My Loved One Actually Need?
Every family's situation is different. The care that's right for your loved one depends on where they are today — not where someone else thinks they should be. In-home care, assisted living, memory care, skilled nursing — our guided assessment helps you understand what fits.
Who Can Help Me Navigate All of This?
When you're overwhelmed, the last thing you need is another Google search. These resources connect you with real people and organizations who do this every day.
How Does It All Come Together?
This feels like a lot — and that's because it is. But you don't need all the answers today. Just tell us where things stand, and we'll show you what it means and what to consider next.
Most families have no idea where to start. That's not a failure — it's just how this works.
Who needs help?
Tell us who you're planning care for.
The next questions will be about whoever you choose above — answer for them, not yourself (unless this is for you).
What Families Are Saying About Us
"I had spent a lot of money for a plan with my financial advisor. I needed to make changes and he wanted to charge me even more to update it. I decided to try LTCareNav. The plan offered the same quality guidance; however, I am now able to make changes whenever I need without it costing me anything. I wish I would have tried this sooner before I spent all that money."
~Myra B.
"I never thought I would need long-term care. Because of that I waited too long to plan and that my only option would be to one day end up on Medicaid – and that terrified me. But after trying LTCareNav, I now know that I have options, and if I have to end up on Medicaid, I can prepare and it won't be as hard as I thought."
~Robert K.
"When my mom was diagnosed with Alzheimer's I told my parents that we needed to plan. They refused, saying that my mom would stay home. It is now seven years later and she can't stay home anymore. They never planned. We are now scrambling to figure out how to care for her and keep my dad in his home. I used LTCareNav to ensure that won't happen to me or my children. I feel so much better knowing that I am now prepared."
~Andy C.
"Figuring out what type of care my dad would need, how he would pay for it, and how much of the task of caring for him would end up on me was terrifying. I didn't know where to begin. LTCareNav helped me understand the best type of care, the options in my area, and introduced us to someone who could help. It was such a lifesaver."
~Lisa G.
"When my dad started needing more help, we were scrambling. None of us knew what questions to ask or what options were realistic. LTCareNav helped us make sense of everything - care choices, costs, and how we could get to Medicaid. It helped us figure out what was best for my dad and our family. Having that guidance took a huge weight off our shoulders."
~Jon B.
"When I needed help with my mom, I was so lost. I called one of those big services and my phone wouldn't stop ringing — it was overwhelming. LTCareNav was different. I got matched with the one right expert who really understood our situation. It felt like I was talking to someone who cared, not just another number. Having that one person guiding us made a scary situation feel a lot easier."
~Nicole L.
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